In Georgia, the truck driver is usually the first party held liable in a truck accident, but often not the only one. The trucking company, the truck’s owner, a maintenance shop, a cargo loader, or a parts manufacturer can each be responsible for the crash, and Georgia law lets a jury split fault among all of them.
That matters because a claim involving commercial trucks usually runs against a chain of companies, each with its own insurance policy and its own reasons to point at someone else. Determining liability in a trucking accident means working through that chain until every party that contributed is on the hook for its share, which is the first thing a Marietta truck accident attorney does after a serious crash.
Is the truck driver always the one responsible for the crash?
No. The driver is liable when their own negligence caused the wreck, and driver negligence is behind a large share of truck crashes: speeding, following too closely, distracted driving, drowsy driving, or pushing past the federal hours of service limits. If the driver did something a reasonably careful driver wouldn’t have, that’s negligence, and the driver can be held liable for it. Most of the common causes of truck accidents trace back to one of those choices.
But a driver rarely carries enough insurance to cover a serious injury, and usually isn’t the one who set the delivery schedule or skipped the brake inspection, which is why a truck accident lawyer looks past the person behind the wheel on day one.
When is the trucking company liable for its driver?
Under Georgia law, an employer is liable for what its employee does within the scope of the job. Lawyers call this vicarious liability, and in plain English it means that if the driver was working when the crash happened, the trucking company answers for the driver’s negligence as if it were the company’s own. Georgia spells this out in O.C.G.A. § 51-2-2.
Calling the driver an independent contractor often doesn’t change that. Georgia courts look at who controls the routes and the schedule, and the Federal Motor Carrier Safety Administration already holds the carrier responsible for the driver’s conduct on the road.
The company can also be liable for its own mistakes. Hiring someone with a history of DUIs, for example, or setting delivery windows that can’t be met without breaking the hours of service rules, which cap a freight driver at 11 hours of driving inside a 14-hour window after 10 hours off. Since a 2020 Georgia Supreme Court decision, those negligent hiring and supervision claims can go to the jury even when the company admits it employed the driver.
Who else can be held liable in a trucking accident case?
Several other parties can share fault, and trucking accident cases often name more than one of them, including the truck’s owner when a separate company leased out a vehicle that wasn’t safe to drive.
The maintenance contractor, when bad brakes or worn tires caused the crash. Federal rules make carriers responsible for systematic vehicle maintenance on every truck they control, so tire blowouts and brake failures usually point back to an inspection record somebody didn’t keep.
The cargo loader or shipper, when unbalanced or unsecured freight made the trailer jackknife or spill its load onto the highway.
The parts manufacturer, when a defective component failed under normal use.
A government entity, when a road defect or a broken signal played a role. These claims carry notice deadlines as short as six months, so raise them with your attorney early.
How does Georgia split fault when multiple parties contribute to a trucking accident?
Georgia uses modified comparative negligence with a 50 percent bar, set out in O.C.G.A. § 51-12-33. The jury assigns each party a percentage of fault, including you, and each defendant pays only its own share. You can recover as long as you’re less than 50 percent at fault, but your award drops by your percentage.
Say you were heading south on I-75 through Forest Park when a tractor-trailer changed lanes into you. The jury values your injuries at $500,000 and puts 70 percent of the fault on the carrier and 20 percent on the shop that serviced the brakes, with the remaining 10 percent on you for speeding. You’d recover $450,000, with $350,000 coming from the carrier and $100,000 from the shop. Put you at 50 percent instead, and you’d recover nothing.
Since each defendant pays only its share, every party has a reason to shift blame onto the others and onto you. Naming every responsible party early keeps the fault from landing on the one defendant with the smallest policy.
How do you prove who is liable in a truck crash?
Truck cases turn on records that don’t exist in an ordinary car wreck: electronic driving logs, the engine module that records speed and braking before impact, driver qualification files, drug test results, dispatch messages, and maintenance logs. Federal rules require carriers to keep some of these for only six months, and a company has no duty to preserve them longer unless someone tells it to. A preservation letter from your attorney does that, and the sooner it goes out, the more of the record survives.
What role do insurance companies play after a truck accident?
Federal law requires most commercial trucks to carry at least $750,000 in liability coverage, which is why the insurance companies move fast. An adjuster or rapid-response team may reach the scene within hours and ask you for a recorded statement while you’re still in the hospital. You don’t have to give one, and it’s generally better to speak with a truck accident lawyer first, because anything you say can be used to move fault percentages in the carrier’s favor.
In 2024, 197 people died in large-truck crashes in Georgia, and 142 of them were riding in other vehicles, according to NHTSA data, and the trucking side knows what those claims are worth.
How long do you have to file a truck accident claim in Georgia?
Two years from the date of the crash for most injury claims, under O.C.G.A. § 9-3-33, and generally two years for a wrongful death claim as well. Claims that involve a government agency require written notice much sooner.
Two years sounds like a long time, but the evidence in a truck case doesn’t wait that long. If you were injured in a truck accident, the timeline that matters most is the one for preserving proof. From there, how long a settlement takes depends mostly on how badly you were hurt and how many parties are involved.
Injured in a truck accident in Georgia? Call Nick Schnyder!
If you were hurt in a truck crash anywhere in metro Atlanta or Macon, the truck accident attorneys at Nick Schnyder Law Firm can identify every party responsible for the crash and hold each one to its share. The firm is a Champion Level member of the Georgia Trial Lawyers Association and has recovered more than $200 million for injured Georgians since 2016.
Your consultation is free, and we work on a contingency fee basis, so you pay no attorney’s fees unless compensation is recovered. Injured and need a fighter? Call Nick Schnyder at (470) 837-3403 or contact us online to get started.

